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Do Farmers Need Equipment Breakdown Coverage?

We wanted to share this post from our sister blog, The Commercial Line, as this topic is relevant and important to our readers of Grains of Knowledge.

From a farm and agribusiness side, our underwriters tell us they are seeing more dairy and grain farmers adding this coverage to their farm accounts.  They see and sometimes experience, the gap they have to a potential loss without this important coverage.  The potential return on the investment is well worth the price of the coverage.

All farm accounts, no matter what size, can benefit from this coverage.  It is an important and usually a small investment that provides piece of mind and protection that is vital to keep a farm operation of any size protected and operational.

Please consult with your independent insurance agent to evaluate your specific coverage needs.